SDO CPA LLC
18 years of experience
Bobby Huang is a partner at SDO CPA. 18 years of hands-on bookkeeping. He still reconciles real client books and built Growthy from the same review-and-approve work bookkeepers do each week.
Most ecommerce sellers get paid two to three weeks after a sale. That delay is fine for cash flow planning. But many sellers let that same delay drive how they record costs. That's a much more expensive mistake.
You open one Shopify store. You sell to buyers across the country. It feels like one business, in one place, with one ecommerce sales tax nexus problem.
Your Shopify payout hits the bank: $1,847.32. Your Shopify sales dashboard says $2,100.00. The gap isn't missing money. It's Shopify Payments fees, refunds you issued, and shipping you collected, all netted before the deposit hits.
PayPal bookkeeping done right: treat PayPal as a bank account, record sales gross, book fees separately, and reconcile transfers so the books tie out.
You ring up $1,200 in sales on Monday. Tuesday morning, $1,167.60 hits your bank account. Where did $32.40 go?
A $18,432 deposit lands in your bank from Shopify. It looks like a great month. It isn't income, and the difference is what ecommerce bookkeeping is really about.
An investor looks at your deck and asks one question. "What's in your COGS?" If your answer is "not much," your 90% gross margin is about to shrink in front of the whole room.
Every transaction in the feed shows a green checkmark. The client's books still don't tie to the bank statement. Off by $1,240. If you run bank feed reconciliation for 15 or 20 clients, you've hit this exact moment. The feed says done.
Five concrete ways pro bookkeepers grow without working more nights. Productize intake, tier pricing, niche down, sell advisory, and use AI on coding.
A 7-step month-end close checklist built for SaaS founders. Deferred revenue, MRR roll-forward, prepaid expenses, and accruals, in order.
A founder's guide to SaaS sales tax: economic vs physical nexus, post-Wayfair state thresholds, and a 90-day plan to get compliant without hiring a tax team.
Calculate gross burn, net burn, and runway with a worked example. Pull monthly burn from QBO and Stripe. Three tactics to extend runway by months.
See Growthy on a sample book. Read-only bank access.
Get the latest on AI bookkeeping and automation