Close the month where the books live.
Categorize, approve, reconcile against the bank statement, and close the period, all in one ledger. P&L, Balance Sheet, and Trial Balance that agree.
The P&L looks fine
"My books are fine. My P&L looks right."
Stripe deposits posted gross, with the fees missing. A loan booked as revenue. An owner draw sitting in expenses.
The P&L might look fine while the Balance Sheet quietly rots underneath.
Then month-end arrives and you spend a week doing archaeology on your own work.
The tell is always the same: clearing accounts that never return to zero.
How the close moves
The month keeps up with itself.
Transactions get categorized as they land, and you approve them as you go. Nothing piles up for the last week. See how categorization works.
The statement gets matched.
Growthy reconciles against the bank statement, so the books tie out where they live instead of in a second system. (Reconciliation arrives August 2026.)
Close the period.
P&L, Balance Sheet, Trial Balance, and Cash Flow, with current-versus-prior comparison and CSV export.
See the close
The review queue
Transactions that still need a decision stay in one review queue. You can see what blocks the close before you pull reports.
The Transactions review queue keeps month-end exceptions together.
The statement imports
Import the statement from a CSV or XLSX file. The upload screen names the expected date, description, and amount columns.
Statement import starts with the bank file and expected columns.
The period closes
Close the period and pull the reports. Current period sits next to prior so you can see what moved.
Balance Sheet with the period comparison toggle on.
The parts other tools fumble
Net versus gross.
Stripe and PayPal deposits land as one number. Growthy posts the gross, the fee, and the net in the right places. Revenue is real. The Balance Sheet stays clean.
Transfers, loans, and draws.
They all look the same to automation. Growthy flags them and asks instead of guessing. A misfiled loan is a problem you find in March.
Transactions with no description.
"ACH PAYMENT 847293847" tells you nothing. Growthy reads date, amount, bank code, and this client's history. If it still can't tell, it asks.
Reconciling to the statement.
A layer on top has to reconcile somewhere else, which means doing it twice. Growthy reconciles against the statement in the same place the books live, so the close happens once.
Why the close belongs in the ledger
Most month end close software sits on top of your ledger. Growthy is the ledger.
A tool that sits on top of QuickBooks reconciles inside QuickBooks, or inside its own parallel ledger. Either way, the work happens twice.
Growthy is a general ledger. When your books live here, the close happens in one place. Reconciling against the statement happens here too, arriving August 2026.
That's an architecture difference, not a feature one. A layer on top can't become the book of record by adding features. The ledger it runs on is already here.
The system of record
Growthy is where the books live. Transactions post here, the review queue runs here, and the close pulls reports from the same balances you approved. The number you close is the number you report.
For firms running many closes
If you close books for 20 clients, the cost isn't one close. It's twenty rounds of the same tie-out work, in whatever order the statements arrive. Same review queue, same reports, same period comparison for every client. The close reads the same no matter which client you open.
Who runs it
Not "trusted by 1,000+ companies." We're early and we say so.
Bobby Huang built Growthy and runs SDO CPA's client books on it. The routine categorization runs automatically; he reviews and approves the rest, and the work moves a lot faster than it used to. He's a partner at SDO CPA LLC, 18 years hands-on, and he still works the books every week.
Growthy and TracePrep close their own books on the product
SDO CPA LLC, Bobby's firm, on real client books
Fewer than 20 alpha firms, invite only
What happens next
Transaction categorization
The close is easier when the month kept up with itself.
Transaction categorizationTry it on your books
Free during alpha. 5 companies per account.