Built and used daily inside a working CPA firm.

For bookkeepers running client books in QuickBooks Online

Sit down to books that are already sorted.

Growthy codes the routine transactions across every client book overnight. Your bookkeepers review the few it's unsure about, then move on.

Get startedWatch a month get sorted
Works with QuickBooks Online85% first-import accuracyLive software
Definition

What is Growthy?

Growthy categorizes QuickBooks Online transactions automatically. 85% accurate on first import, and it holds there as it learns a client's patterns. You connect QBO (or upload a bank CSV), Growthy sorts the routine 80% of transactions, then surfaces the rest in a triage queue with confidence scores. You review and approve before anything syncs. There are no bank rules to maintain. Growthy runs in two modes: as a workflow layer on top of your existing QBO books (no client migration), or as a standalone general ledger replacing QBO/Xero entirely. Built by a CPA firm partner with 18 years of hands-on bookkeeping. Founding pricing: Solo is $39/month for 1 company, plus $35/month for companies 2–4. Practice is $149/month for 5 companies, plus $29/month for companies 6–24.

Key takeaways

Six things that matter, in plain English.

Specific numbers, no hype. Every claim has a number behind it or names what the alternative breaks.

  1. 01

    Two ways to use it

    Layer Growthy on top of QBO with no migration, or run it as your standalone GL. Same review queue either way.

  2. 02

    85% accurate on first import

    Holds there on returning clients as it learns the patterns.

  3. 03

    No bank rules to manage

    Pattern learning replaces the 30-rule-per-client maintenance burden. Move a transaction. Growthy remembers.

  4. 04

    Built for bookkeepers

    For bookkeepers at the 15-25 client ceiling who want more clients without more evenings or a new hire.

  5. 05

    You review before sync

    Bank and card connections are read-only. Nothing syncs to QuickBooks until you approve. Audit-ready, not just fast.

  6. 06

    Founding pricing from $39/month

    Founding pricing: Solo is $39/month for 1 company, plus $35/month for companies 2–4. Practice is $149/month for 5 companies, plus $29/month for companies 6–24. Growthy is live, with direct support from Bobby and Sam.

The Monday morning view

247 transactions categorized. 13 need you.

The routine 80% gets sorted with a confidence score. The remaining 20% (Stripe deposits, loan transfers, ACH-with-no-description) go in the queue for you to review.

Multi-client review queue · 5 client books · Apr 2026
Apr 14STRIPE DEPOSIT · Acme Bakery→ Sales income · Stripe processing fees+$3,847.9264%F
Apr 14ACH PAYMENT 847293847 · Riverside Dental→ Needs review−$3,200.0018%↳
Apr 13RAMP-CARD-1234 · Northstar Consulting→ Office Supplies−$184.2099%⏎
Apr 13OWNER DRAW · J2 Studio→ Owner Distributions · verify−$2,500.0058%F
Apr 12QUICKBOOKS ONLINE · Mott Auto Body→ Software Subscriptions−$24.9999%⏎
⏎approveFflag↳recat
Get started
A Monday morning, end to end

Same three-step rhythm. Workflow layer or books-of-record.

The rhythm is the same whether you run Growthy as a workflow layer on top of QBO or as your standalone GL. Ingest, triage, sign off.

01 · overnight
247tx pulled

Ingested

Growthy pulls transactions from QBO or your bank CSV. Sorted by client. Sorted by confidence. Already categorized.

02 · morning
247 / 13auto / review

The approval pass

247 categorized. 13 flagged for review. Yellow = check it. Red = tell me what this is. You spend your time on the flagged ones, not the whole list.

03 · done
syncor stay

Approved batch lands

The approved batch syncs back to QBO, or stays in Growthy as your standalone GL. Per-client decision. Switchable.

Two ways to use Growthy

Two ways to use Growthy. Same review queue.

Workflow mode is the on-ramp. Standalone mode is the destination, when and if you choose.

Mode 1 · default
For QBO users

On top of QBO

Connect QuickBooks Online in a few minutes. Categorize client transactions in Growthy. Approved categorizations sync back to QuickBooks. Clients keep seeing QBO. No migration.

  • →Connect QuickBooks Online in a few minutes
  • →Categorize all client transactions in Growthy
  • →Approved batch syncs back to your existing books
  • →Client migration: none
Get started
Mode 2 · standalone
For client books ready to leave QBO

Replace QBO or Xero entirely

Growthy is your general ledger. Native double-entry. Full P&L, Balance Sheet, Trial Balance, Cash Flow. Period comparison plus CSV export. Bobby runs this mode for his own companies' books.

  • →Growthy is your general ledger
  • →Full P&L, Balance Sheet, Trial Balance, Cash Flow
  • →Period comparison plus CSV export
  • →Bobby runs his own companies' books on this mode
Get started
Pattern learning vs bank rules

Why no bank rules.

Bank rules break the moment a vendor name changes, a description format shifts, or a deposit nets out differently. Pattern learning watches what you do, not what you wrote down a year ago.

Bank rulesthe old way
~30 rules per client to maintain
Linear growth in rule maintenance per added client. The 26th client costs the same time as the first.
Breaks on vendor renames, description shifts
Vendor changes its merchant name. Rule misses silently until you notice at month-end review.
Same rule fires across clients (wrong half the time)
Generic rules collide with per-client coding standards. Conflicts resolve silently to one winner.
Requires constant audit
A 450-rule spreadsheet across 15 clients is its own maintenance project.
Pattern learningGrowthy way
No rules to write
Move a transaction once. Growthy remembers vendor, amount, and memo, and suggests the same category next time.
Per-client memory
Each client book has its own pattern set. Adding a client does not add a rule list.
Confidence score on every guess
Green is auto-post on approval. Yellow is check it. Red is tell me what this is. Confidence drives the queue.
Asks when unsure
Pattern disagreement triggers a flag, surfaced in your queue before it posts.
How Growthy compares

What you would otherwise be doing.

Five alternatives most bookkeepers have weighed at some point. The Growthy counter for each.

  • Manual QBO categorization. About 50% accurate. 2 to 3 hours every morning.

    Growthy: 85% on first import, holding there on returning clients.

  • Bank rules. About 30 per client. Break when vendor names change. Miss the one-off vendors.

    Growthy: Zero rules. Per-client pattern memory.

  • Botkeeper. Reconciles in their system, not QBO. Double work.

    Growthy: Categorizes inside your existing QBO. No double work.

  • Digits. Forces a full QBO migration. Their system or nothing.

    Growthy: Workflow layer on QBO. No migration.

  • Pilot. Done-for-you at $600 to $1K a month. Replaces your bookkeeper.

    Growthy: You stay in the seat. You review. You approve. You sign off.

FAQ

Frequently asked questions

What is Growthy in one sentence?+
Pattern-learning software that categorizes QuickBooks transactions automatically, asks when it is unsure, and never posts anything without your approval. 85% accurate on first import.
Who is Growthy for?+
Bookkeepers running client books in QuickBooks Online, whether solo or on a small team. Growthy handles the routine categorization so you spend your time on the transactions that need judgment.
Does Growthy replace QuickBooks or work with it?+
Both. Mode 1 is a workflow layer on top of QBO with no migration; clients keep seeing QBO. Mode 2 is a standalone GL replacing QBO or Xero entirely.
How accurate is automatic categorization?+
85% on first import, and it holds there as it learns each client's patterns. We never claim 95% or 100%. The remaining 15% is the triage queue you review.
Do I need to set up bank rules?+
No. Pattern learning replaces rule lists. Move a transaction once, Growthy remembers for that specific client.
What about Stripe, PayPal, or ACH deposits with no description?+
Those go to the review queue with a confidence score. We flag instead of guessing wrong.
How does founding pricing work?+
Founding pricing: Solo is $39/month for 1 company, plus $35/month for companies 2–4. Practice is $149/month for 5 companies, plus $29/month for companies 6–24.
Who built Growthy?+
Bobby Huang, partner at SDO CPA. 18 years of hands-on bookkeeping and accounting. Bobby still reconciles real client books and uses Growthy in standalone mode for his own companies.
Is my financial data secure?+
Read-only access by default. We never move money. Bank-level encryption. SOC 2 in progress.

See it work on one of your client books.

Founding pricing: Solo is $39/month for 1 company, plus $35/month for companies 2–4. Practice is $149/month for 5 companies, plus $29/month for companies 6–24.Connect one client (or upload a bank CSV). Growthy sorts the routine transactions and shows you the few it's unsure about.

Get started
14-day free trial Read-only bank connections We never move money Built by a CPA firm partner

Built by Bobby Huang, partner at SDO CPA. 18 years of hands-on bookkeeping. Runs his own companies' books on the same product you would pilot.