Disclaimer

About Growthy

Growthy is a bookkeeping software platform. Growthy is not a certified public accounting firm, not a licensed accounting practice, and not a member of the American Institute of Certified Public Accountants (AICPA). Growthy is not licensed by or registered with any state board of accountancy.

When we say “built by a CPA firm partner,” we’re describing the professional background of our founder, Bobby Huang, who is a partner at SDO CPA LLC. This does not mean Growthy is a CPA firm, provides CPA services, or is endorsed by SDO CPA LLC. Bobby is not personally a CPA.

Content on This Site

The articles, guides, and other content on growthy.com are for educational and informational purposes only. Nothing on this site constitutes professional accounting, tax, financial, or legal advice. Content on this site addresses U.S. businesses and U.S. federal and state rules unless stated otherwise.

Tax laws, rates, and thresholds change frequently. Content is current only as of its stated publication or update date, and we don’t undertake to update older content.

You should consult a qualified accountant, CPA, or other professional advisor before making decisions based on information found here. Every business situation is different, and general educational content cannot substitute for advice tailored to your specific circumstances. Reading this site, requesting a demo, or using Growthy does not create any professional-client, fiduciary, or advisory relationship between you and Growthy.

AI Outputs Require Human Review

Growthy uses machine learning to suggest transaction categorizations, reconciliation matches, and similar bookkeeping outputs. AI-generated suggestions can be wrong.All outputs should be reviewed by a qualified person before being relied on for tax filings, financial statements, client deliverables, or business decisions. If you are a bookkeeper or accountant using Growthy for client work, your professional obligations to your clients remain yours — Growthy is a tool in your workflow, not a party to your engagements.

Accuracy and Performance Claims

We do not guarantee any specific level of accuracy, time savings, or business outcomes. Your results will vary depending on transaction complexity, vendor mix, industry, and how long the system has learned your specific patterns. Illustrative examples on this site (dollar amounts, client counts, time estimates) are based on common scenarios and may not reflect your experience.

Customer quotes or testimonials reflect those customers’ individual experiences. Where a testimonial describes specific results, we provide any legally required information about generally expected performance alongside the testimonial where it appears.

A Tool, Not Your Accountant

Growthy is a tool that assists with transaction categorization and bookkeeping workflows. It does not replace the judgment of a trained bookkeeper or accountant. All outputs should be reviewed as described in “AI Outputs Require Human Review” above before being relied on for tax filings, financial statements, client deliverables, or business decisions.

Product Changes and Forward-Looking Statements

Growthy is under active development. Descriptions of upcoming features, roadmap items, integrations, or pricing are forward-looking, may change, and should not be relied on in making purchasing decisions. The features that apply to your subscription are defined in the Subscription & Software License Agreement and your plan.

Third-Party Trademarks

Stripe is a trademark or registered trademark of Stripe, Inc. QuickBooks and QuickBooks Online are trademarks or registered trademarks of Intuit Inc.; “QBO” is a common abbreviation for QuickBooks Online. Xero is a trademark or registered trademark of Xero Limited. All other product names, logos, and brands mentioned on this site are the property of their respective owners.

Growthy is not affiliated with, endorsed by, or sponsored by any of these companies. References to third-party products and services are for informational purposes only.

Third-Party Links

This site may link to external resources. We don’t control and aren’t responsible for the content, accuracy, or availability of third-party sites.

Relationship to Our Binding Terms

This page is informational and is not a contract. Our Terms of Use, Subscription & Software License Agreement, and Privacy Policy are the binding documents; if anything on this page conflicts with them, those agreements control.

Changes

We may update this disclaimer as our product and content evolve. We will post the updated date with each version; prior versions are archived internally. If a change to this page corresponds to a material change in the Terms of Use, the Subscription & Software License Agreement, or the Privacy Policy, any required notice will be given as provided in that binding document. Questions about this page: legal@growthy.com.

Version 2.0 — Last updated: July 15, 2026