SDO CPA LLC
18 years of experience
Bobby Huang is a partner at SDO CPA. 18 years of hands-on bookkeeping. He still reconciles real client books and built Growthy from the same review-and-approve work bookkeepers do each week.
Receipt OCR is solved tech. The unsolved problem is matching the captured receipt to the bank transaction across timing, amount, and multi-line splits. Here's how the stack actually fits together.
12-step month-end close checklist with honest automation flags. Each step marked Manual, Automatable, or Already Automated, with time estimates and the judgment calls software can't make.
Week-by-week 30-day plan to migrate 15 QBO clients to AI bookkeeping: COA mapping, historical import, AI training, parallel run, cutover validation, and a real rollback plan if it doesn't work.
We rank 8 AI bookkeeping tools and accounting agents on first-import accuracy, multi-client workflow, audit trail, and real per-client cost at 15 clients.
AI bookkeeping handles 85% of transactions on first import. The other 15% need human judgment: owner draws, intercompany transfers, payroll reclasses, accruals, fixed assets, and tax-basis adjustments.
Compare AI bookkeeping software with managed services by workflow ownership, control, and Growthy's current paid-company pricing.
Compare Growthy Founding pricing with QBO Plus and Xero Established at 5 and 15 paid companies, including software and review time.
AI bookkeeping for CPA firms: workflow layer over QBO and Xero, 67% reduction in categorization time, illustrative capacity recapture math at the 15-25 client ceiling.
Vehicle expenses split into two methods: standard mileage (a single per-mile rate that covers gas, depreciation, and maintenance) or actual expense (every cost tracked separately). The choice in year one usually locks in the rest.
Undeposited Funds is the QBO holding account where customer payments sit between receipt and bank deposit. It exists so a single bank statement deposit can match multiple customer payments. Here's how to use it correctly and clear stuck balances.
Uncategorized Expense is QuickBooks Online's catchall for transactions imported but never assigned to a real category. A clean book has $0 in this account. Here's how to recategorize what's there and prevent new ones from landing.
The trial balance lists every GL account with its debit or credit balance, proving total debits equal total credits. Here's how to read it, and the troubleshooting framework for when it doesn't balance.
See Growthy on a sample book. Read-only bank access.
Get the latest on AI bookkeeping and automation