Bobby Huang

Partner, SDO CPA LLC / CEO, Growthy

Partner at SDO CPA. 18 years of hands-on bookkeeping. Bobby still reconciles real client books and builds Growthy from that operating work.

Current work

SDO CPA LLC

Experience

18 years of experience

Bobby Huang is a partner at SDO CPA. 18 years of hands-on bookkeeping. He still reconciles real client books and built Growthy from the same review-and-approve work bookkeepers do each week.

Published Articles

Business analyst comparing data on two screens

AI for Accountants

Claude vs ChatGPT for Accounting: A CPA Firm Partner's Working Split

Not a benchmark table. A working CPA firm partner's split: which model handles research, which writes client memos, and where neither one belongs.

Bobby Huang

12 min

CPA firm desk with multiple monitors and accounting tools

AI for Accountants

AI Tools for CPA Firms: The Realistic 2026 Stack for a 5-Staff Practice

A 5-staff CPA firm doesn't need 40 AI tools. Here are the 6-8 that move the labor-wall math, in the order you should adopt them.

Bobby Huang

14 min

AI for Accountants

AI for CPA Firms: Where It Works, Where It Breaks

A partner's honest take: where AI clears the bookkeeping drag, where it breaks the audit trail, and what the firm-economics math actually looks like.

Bobby Huang

13 min

Small business owner reviewing a financial dashboard on screen

AI for Accountants

AI Accounting Software in 2026: An Honest Guide to AI Bookkeeping Software

AI accounting software in 2026, compared honestly: 13 vendors, three product modes, live pricing, and the audit-trail question buyers miss.

Bobby Huang

30 min

Customer handing a payment card across a counter

Payment Reconciliation

Payment Reconciliation: 6-Step Process for Stripe, PayPal, Square + Tools Compared (2026)

The $3,847.92 Stripe deposit in your bank feed is not $3,847.92 of revenue. Here's the 6-step process to split it correctly, every component, every account.

Bobby Huang

14 min

Stripe Bookkeeping

Best Stripe Accounting Tools Compared (2026)

A practitioner comparison of A2X, Synder, Bookkeep, Acodei, native Stripe-QBO sync, and Growthy for Stripe reconciliation, with pricing, model breakdowns, and a decision table.

Bobby Huang

11 min

Card payment being processed on a laptop

Stripe Bookkeeping

Stripe Payouts vs. Individual Transactions: Which Booking Method?

Payout-level summary journal entries vs. individual transaction booking in Stripe: when each method works, where individual booking breaks, and why most bookkeepers land on the summary approach.

Bobby Huang

9 min

Marketplace platform connecting buyers and sellers

Stripe Bookkeeping

Stripe Connect Accounting for Platforms and Marketplaces

Stripe Connect splits one payment into three parties. Most bookkeepers record it wrong. Here's the correct journal entry for application fees, destination charges, and connected account payouts.

Bobby Huang

10 min

Bookkeeping Automation

QuickBooks Alternatives for Multi-Client Bookkeepers: Layer, Switch, or Stay

When QBO stops scaling for bookkeepers running 15+ client portfolios. 5 breakpoints past 15 clients, honest comparison vs Growthy, Xero, Puzzle, FreshBooks, plus a 30-day migration overview.

Bobby Huang

18 min

Bookkeeping Automation

QBO Bank Rules vs AI Categorization: When Each Wins (And When to Use Both)

Bank rules vs AI categorization across 8 dimensions. Hybrid stack wins: rules for high-confidence repeat vendors (Stripe, payroll, recurring SaaS), AI for everything else. Real numbers.

Bobby Huang

12 min

Bookkeeping Automation

Best Bookkeeping Automation Software 2026: 4-Layer Framework + 7 Tool Comparison

The 4-layer framework for evaluating bookkeeping automation (import, categorize, match, report) plus a 7-tool comparison: Growthy, Digits, Puzzle, Hubdoc, Pilot, Docyt, QBO Live.

Bobby Huang

12 min