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Bobby Huang

Partner, SDO CPA LLC / CEO, Growthy

CPA firm partner who got tired of watching bookkeepers click categorize 500 times a day. Built Growthy to fix it.

Published Articles

The Balance Sheet Problem Nobody Talks About: Payment Processor Float
Funds in transit between processor and bank
Payment Reconciliation

The Balance Sheet Problem Nobody Talks About: Payment Processor Float

Payment processor clearing accounts that never return to zero aren't a rounding issue. Learn why float accumulates, how to audit it, and how to prevent it.

Automated Payment Reconciliation vs. Manual Journal Entries: When to Make the Switch
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Payment Reconciliation

Automated Payment Reconciliation vs. Manual Journal Entries: When to Make the Switch

Manual payment reconciliation fails at 8+ clients. Time cost, error rates, tool comparison (A2X, Synder, Growthy), and the ROI calculation for bookkeepers.

What Is AI Bookkeeping? A Bookkeeper's Guide to Pattern-Based Categorization
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AI Bookkeeping

What Is AI Bookkeeping? A Bookkeeper's Guide to Pattern-Based Categorization

You're staring at 247 transactions from a QBO client. ACH PAYMENT 847293847. DEBIT CARD PURCHASE 03/28. $3,847.92 Stripe deposit. You know what they are. You've categorized versions of these same entries for this same client for 18 months. Your...

Why New Businesses Should Skip QuickBooks for an AI-Native GL
Modern office desk with finance setup for a new business
AI Bookkeeping

Why New Businesses Should Skip QuickBooks for an AI-Native GL

Contrarian take: most new founders should skip QuickBooks. The lock-in math, the four real reasons people still pick QBO, and where it's still the right call.

AI Bookkeeping for Multi-Client Practices: Scaling Past 15 Clients
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AI Bookkeeping

AI Bookkeeping for Multi-Client Practices: Scaling Past 15 Clients

You're good at this. You've built a steady client base, your reviews are solid, and referrals keep coming. And yet somewhere between client 12 and client 18, you hit a ceiling you didn't see coming.

How to Use Claude for Bookkeeping: 6 Workflows + Prompts
Bookkeeper following a workflow tutorial at a desk
AI Bookkeeping

How to Use Claude for Bookkeeping: 6 Workflows + Prompts

Six real Claude workflows for bookkeepers, with sample prompts you can paste today. P&L narratives, reconciliation research, vendor cleanup, and the limits.

Growthy vs Booke.ai: An Honest Side-by-Side for Bookkeepers
Bookkeeping software dashboard on a screen
AI Bookkeeping

Growthy vs Booke.ai: An Honest Side-by-Side for Bookkeepers

An honest read on Growthy vs Booke.ai before you sign up. Both ship today. Both are real. They were built for different jobs. Which job is yours?

Confidence Scores Explained: How AI Bookkeeping Knows When to Ask for Help
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AI Bookkeeping

Confidence Scores Explained: How AI Bookkeeping Knows When to Ask for Help

You've seen the demos. AI categorizes everything automatically. Sounds great until you're staring at 247 transactions wondering which ones actually need your eyes on them.

Claude vs ChatGPT for Bookkeeping: Which Fits?
Two laptops side by side comparing AI tools for bookkeeping
AI Bookkeeping

Claude vs ChatGPT for Bookkeeping: Which Fits?

You've tried both. A working bookkeeper's head-to-head on Claude vs ChatGPT in 2026: where each one wins, and why neither replaces a vertical tool.

Claude for Bookkeeping: 6 Jobs It Can Do, 4 It Can't
AI assistant helping with bookkeeping tasks on a laptop
AI Bookkeeping

Claude for Bookkeeping: 6 Jobs It Can Do, 4 It Can't

A bookkeeper asked: do I just use Claude now, or still need Growthy? The honest answer is both, for different jobs. Here's where each one fits.

AI Bookkeeping vs. Bank Rules: Why Pattern Learning Beats Text Matching
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AI Bookkeeping

AI Bookkeeping vs. Bank Rules: Why Pattern Learning Beats Text Matching

You built the bank rules. Took hours. Maybe a whole afternoon the first time you set up a new client, drilling down into vendor names, typing conditions, picking categories. Now they catch rent and utilities automatically, and that feels like...

AI Bookkeeping for Small Business: Picking Your First Tool
New small business owner setting up bookkeeping on a laptop
AI Bookkeeping

AI Bookkeeping for Small Business: Picking Your First Tool

Just formed your LLC? The accounting tool you pick this month is the one you'll be on for five years. Here's how to pick AI-native from day one.

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